Responsibilities
• Review and author payments risk and control assessments across payment capture, validation, authorization, tracking, funds control, routing, FX conversion, netting, prioritization, returns, and tokenization
• Evaluate inherent risk, residual risk, and control effectiveness using standard impact and likelihood frameworks
• Map risks to controls and identify control gaps or elevated vulnerabilities
• Identify failure modes such as system failures, stale data, bypassed authorization, missed cut-offs, and misconfigured routing or funds controls
• Provide structured evaluations with clear written justifications grounded in operational risk and RCSA standards

Requirements
• 5+ years of experience in payments risk assessment, bank operational risk, RCSA, issue management, controls, compliance risk assessment, or banking risk advisory
• Experience in roles such as VP or AVP Operational Risk Management, RCSA Program Manager, Business Risk and Control Officer, Payments Risk and Controls Manager, Treasury Services Risk Manager, or Compliance Risk Assessment Manager
• Strong understanding of payment risk lenses, including execution accuracy, authorization and fraud, data integrity, timeliness, client impact, and regulatory risk
• Strong command of inherent risk scoring drivers such as transaction value, volume, time sensitivity, geography, client harm, and operational impact
• Experience personally creating or reviewing risk and control assessments
• Ability to distinguish between inherent risk, residual risk, control effectiveness, issue severity, and remediation priority
• Excellent analytical and written communication skills
• Ability to work independently with digital tools

How to Apply
Click "Apply" to be taken to the Mercor website. Candidates from top-tier banks or leading consulting firms with financial services risk advisory experience may be especially strong fits. Applying through our link supports WFH Bulletin as a referral partner, but you are welcome to apply directly if you prefer.